Monday, December 24, 2007

Review: Free credit report –

Did you know that you can get your credit report for free? (yes, totally free, without signing up for any promotions!)

You can get your report once a year from each of the three credit reporting agencies, which are Transunion, Equifax and Experian.

You can either get all three of them at the same time, or get one every few months.

Why check your credit report?

When you apply for a credit card or any type of credit (mortgage, telephone etc), the company will first check your credit report to ensure that you will be a customer of good standing. This will help the company determine what line of credit you should get (if any).

You should check your credit reports to make sure it is all correct. You can also make sure that no one stole you’re identity - for real! If you find mistakes, tell the reporting agency to correct it.

Note: This does not get you a free credit score, only your credit report.

Related article:
Credit Help And Advice


shim said...

does it go by calendar year or a year from when you got it last
thanx said...

From when you got it last.
You can request your annual credit report 12 months after you last received it.

Anonymous said...

thanks for the link.
when i search on google it comes up with all those websites that want to make a few $$ off me. so your link worked pretty well.


Anonymous said...

Anyway to get my score for free? said...

I will be posting an article shortly on where to get your credit score.

Anonymous said...

Do you mean to say your Jewish. Thats awesome im form CH. said...

Yup. Hope you enjoy the site.

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