For details on how to open the account and how to keep it free, read theses posts: Chase Personal Checking Account. and Chase Business Checking Account. A point to keep in mind, if you choose a cash signup bonus, you will receive a 1099 at the end of the year. For the miles bonus, there is no 1099. That maybe a reason to get the miles.
Personal Checking Accounts
- 25,000 Continental Miles
Coupon Link- Deposit at least $100.
- Sign up for the Continental debit card with a $25 annual fee. You don't need the $65 one. If you get the $65 one, you get 15 Mileathon points as well. Make sure to make at least one non-pin purchase with the card.
- Do one of the following to get the bonus and also to keep the account free:
- Set up direct deposit. It's very easy to Set up a automatic monthly transfer from ING (and make $25 along the way), or other online bank accounts.
- Make 5 purchases with the card. Doing this every month is another way to keep the account free. I think the first way is much simpler.
- Set up direct deposit. It's very easy to Set up a automatic monthly transfer from ING (and make $25 along the way), or other online bank accounts.
Either apply online, or print out the coupon and apply in a branch. Either way, you have to deposit at least $100. If you apply online, make sure to enter your coupon code. You can fund up to $1,000 with a credit card ($500 for checking and $500 for savings) and have it treated as a purchase. Back when I applied, for some reason it wouldn't let me sign up online, so I printed the coupon and applied in a branch. - Deposit at least $100.
- Cash
You can find codes online and in the post office for $125 signup bonus. The 25,000 miles is more worth it. Unless you never travel.
Update: Here is a one time use $125 code: 3761118930870854
Business Checking Accounts
- 25,000 Continental Miles
Coupon Link
You need to deposit $500. You must sign up for the debit card with a $65 annual fee. Make 5 purchases a month on the card to keep it free.
Once again, I tried opening the account online and it didn't work for me. I printed the coupon and went in to the branch. - $200
Coupon Link
You need to deposit $5,000. Choose the free debit card.
There used to be an offer for $200 with depositing just $500. Now they raised the deposit requirement to $5,000.